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Grants to USA Nonprofits to Provide Loans and
Sub-Grants to Individuals for Water Infrastructure Projects

Rural Decentralized Water System Grant Program

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U.S. Department of Agriculture (USDA) - Rural Utilities Service (RUS)

Deadline Date:

07/31/22 11:59 PM ET


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Grants to USA and territories nonprofit organizations to provide loans and sub-grants to low-income individuals in rural areas for water infrastructure projects. Applicants are advised that required registrations may take several weeks to complete. Individuals may use the sub-grant or loan to improve or build a wastewater system or well in an existing home.

The DWS Grant Program is intended to help eligible rural households that make less than 60 percent of the state nonmetro median household income offset the cost of household water wells and wastewater systems. With the DWS program, USDA makes grants to qualified private, nonprofit organizations which then establish lending programs – loans and subgrants – that support individual household water wells and wastewater systems.

Grant funds may be used to help a nonprofit create a revolving loan fund for eligible individuals who own and occupy a home in an eligible rural area. The fund may be used to construct, refurbish, or service individually-owned household water well and septic systems.

GrantWatch ID#:

GrantWatch ID#: 197215

Estimated Total Program Funding:


Number of Grants:


Estimated Size of Grant:

Terms for the loans include one percent fixed interest rate, 20-year maximum term, and an $15,000 maximum loan per household.

Additional Eligibility Criteria:

Eligible applicants include nonprofits that have:
- Expertise and experience promoting the safe, productive use of individually-owned household water wells systems
- Legal authority to act as a lender
- Sufficient expertise and experience in lending activities
- Financial, technical and managerial capacity to comply with relevant federal and state laws and regulations

Individuals can receive loans and subgrants from DWS grant awardees, but cannot, themselves, receive a DWS grant. Eligible individual criteria includes being a member of a household with a combined income of not more than 60 percent of the median nonmetropolitan household income for the state or territory in which the person resides, using five-year income data from the American Community Service (ACS), or other U.S. Census Bureau data.

Eligible areas include:
- Rural areas and towns with populations of 50,000 or less
- Tribal lands in rural areas
- Colonias

Pre-Application Information:

The FY22 application window opens on June 21, 2022. To be considered for FY22 funding, your application must be time-stamped electronically on no later than 11:59 p.m. eastern standard time on the filing deadline July 31, 2022.

Note: If a receipt date falls on a weekend or a federal holiday, the deadline will be extended to the next business day.

Applicants are encouraged to contact the WEP staff early in the application process with any questions.

Applications must be filed electronically using

Applicants are required to get a Unique Entity ID (UEI) and maintain active registration in the U.S. Government’s System for Award Management (SAM) database. To ensure your information is current, accurate, and complete, and to prevent SAM account expiration, reviews and updates must be performed within 365 days of the initial account activation date. The registration process can take up to 10 business days to complete.

The organization must contribute at least 10 percent of the grant request to capitalize the revolving fund.

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For a list of relevant application documents, see the Package tab (click Preview) on the link listed above.

Contact Information:

Before starting your grant application, please review the funding source's website listed below for updates/changes/addendums/conferences/LOIs.

Primary point of contact:
Dolores "Lola" Maratita
Community Programs Specialist

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Geographic Focus:

USA: Alabama;   Alaska;   Arizona;   Arkansas;   California;   Colorado;   Connecticut;   Delaware;   Florida;   Georgia;   Hawaii;   Idaho;   Illinois;   Indiana;   Iowa;   Kansas;   Kentucky;   Louisiana;   Maine;   Maryland;   Massachusetts;   Michigan;   Minnesota;   Mississippi;   Missouri;   Montana;   Nebraska;   Nevada;   New Hampshire;   New Jersey;   New Mexico;   New York City;   New York;   North Carolina;   North Dakota;   Ohio;   Oklahoma;   Oregon;   Pennsylvania;   Rhode Island;   South Carolina;   South Dakota;   Tennessee;   Texas;   Utah;   Vermont;   Virginia;   Washington, DC;   Washington;   West Virginia;   Wisconsin;   Wyoming

Array ( [0] => American Samoa (USA); [1] => Guam (USA); [2] => Puerto Rico (USA); [3] => Virgin Islands (USA); [4] => Northern Mariana Islands (USA); )

USA Territories: American Samoa (USA);   Guam (USA);   Puerto Rico (USA);   Virgin Islands (USA);   Northern Mariana Islands (USA);

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